Smart plan. Better decisions. Positive cashflow.

Create an integrated business plan and cashflow forecast in under an hour

The fast, simple way for small businesses and startups to plan, forecast, and grow with confidence. The plan and forecast are free — pay only if you want the AI to write it for you.

Start free → Watch the 1-minute demo
For small businesses
and startups
An easy way
to plan for success
Simple process
no complex templates
Plan and forecast free - AI writing $29 Download as Word Saves on your device
The B-PlanDIY app showing a 12-month cashflow forecast: $41,621 revenue, $24,004 net profit, and a closing bank balance rising from $8,314 to $32,671
See it in action

Watch a plan and cashflow built from scratch

Just over a minute - start to finish.
1 min 4 sec · captions available
How It Works

Five simple steps - with the help of AI

1

Business Details

Where your business came from, how you position it, where it operates, who is on your team and where things stand legally.

2

Market and Customers

Your target customer, the size of the opportunity and who you are up against.

✦ AI can help here
3

Vision and Strategy

Your strengths, weaknesses, opportunities and threats — then the vision and goals that follow from them.

✦ AI can help here
4

Making it Happen

For each goal, how you will achieve it and what it will take in people, time and money.

✦ AI can help here
5

Financial Information

Your numbers, with the costs from your goals pulled through into a live 12-month cashflow forecast.

Most people finish in under an hour. Watch it happen →
Sample Output

Here's what you get

A business plan and a 12-month cashflow forecast, ready to share with banks, investors or your team.

12-month revenue$41,621
Net profit$24,004
Gross margin75.0%
Closing balance$32,671
Bar chart of units sold and monthly sales rising across twelve months
One of four charts built from your figures
Sample Output - Full Plan →
Five sections, a 12-month cashflow and four charts — the real output for a mobile coffee business.
Everything Included

All the tools you need

📋
Professional Business Plan
AI writes a structured plan for all audiences - covering market, strategy, actions and financials.
📊
12-Month Cashflow Forecast
Auto-calculated from your numbers, revenue, costs, expenses, profit, tax, other transactions and closing balance - month by month.
✦
AI Suggestions
AI generated suggestions from your business context for SWOT analysis, goals, market size, competitors.
📈
Graphs
Visual graphs for units sold, net profit and bank balance — included in your downloadable plan.
🎯
What If Scenarios
Slide revenue, costs or expenses up or down and see the instant impact on your bottom line.
📄
Download as Word
Export your complete plan and forecast as a professionally formatted Word document (.docx).
What Business Owners Say

Real businesses, real results

"Having spent days/weeks/months in the past putting together business plans it was hard to believe that your process was so quick and painless. This is a process that someone with no business, marketing or financial expertise could use and achieve a highly professional result."

JD
J Dawson
Director, Coo’ee NZ

"The site was easy to use and really made me think about my business. The resulting plan took seconds to produce and looks ‘take it to a bank or investor’ professional. Having the business information to update and stored on my device is secure and simple. I highly recommend B-PlanDIY to other businesses, whether new or established, as a game-changing business tool."

RW
R de Wolf
Author & Publisher
Simple Pricing

The plan and the forecast are free — you pay only for the writing

Build your whole 12-month forecast without paying anything, and try three of the AI suggestions free. The $29 unlocks the full AI: help with every other question, and the finished plan written for you at the end.

AI Writing — 3 Months
$29
One-time payment • NZD • no subscription
Unlock the full AI

Secure payment • Instant access
Or start free → no card needed

Free — no payment, no sign-up
  • ✓ Simple 5-step business plan wizard
  • ✓ 12-month profit statement and cashflow forecast
  • ✓ Graphs and What If analysis
  • ✓ Download as Word document (.docx)
  • ✓ Save and return whenever you like
  • ✓ Your information saves on your own device, not our servers
  • ✓ Export and import your data
  • ✓ Three AI suggestions free to try — your target customer, the size of your market, and a starting set of figures for the forecast
What the full AI adds for $29
  • ✓ Suggest with AI on every other question in the plan
  • ✓ Generate Plan — your full plan, written for you
  • ✓ Three months of both, as many times as you need
  • ✓ Private WhatsApp community group
  • ✓ Free business planning seminars
Paula Savage, founder of B-PlanDIY

Hi, I’m Paula

After decades of working with businesses on planning and forecasts, filling out separate templates and complex spreadsheets, I thought there must be an easier way.

So I built B-PlanDIY: five simple steps, plain English, and an integrated business plan and cashflow forecast at the end of it. The plan and the forecast are free to use. If you would like the AI to help you write it, that is one payment of $29 — no subscription — and the whole thing takes less than an hour.

I hope you enjoy B-PlanDIY and I wish you every success.

Paula Savage CA CMInstD · Founder, B-PlanDIY
Included When You Unlock The Full AI

You're not on your own

Unlock the full AI and you get more than just software — you join a community of small business owners who are figuring it out together. And you get access to as many free online seminars as you need.

Private WhatsApp Group
Get invited to our private WhatsApp community of small business owners where you can ask questions and share experiences. You can also ask B-PlanDIY directly for help and advice.
Included free
Free Business Planning Seminars
Members get access to free online seminars covering business planning, cashflow management, goal setting and growth strategies — run by experienced business advisors.
Included free

Ready to give your business clear direction?

Stop putting it off. Most small business owners finish in under an hour, and it costs nothing to start - open step 1, build your forecast, and try three of the AI suggestions free.

Start free